I had imagined pawn shops were nothing more than dusty dens right out of an old movie, somewhere only desperate people went. But then I took on a project to explore a week in the heart of Dublin, dodging rain into brightly lit windows that shone like jewels, much like the displays you might see when browsing for an engagement ring Dublin shoppers quietly admire.
I encountered nice professionals who treated me as part of the family, chatting while gold rings were polished, not exactly the feeling you get in a bank office. The gold shines brightly in spotlights, fetching 20-50% loan values, ranging from €45-€55 per gram for 24k gold scraps, turning heritage into an emergency loan for the family.
My mate Liam had a vintage watch passed down from his granddad, a scratched Omega. It Hickston Loan needed money fast for a house renovation, money coming in faster than Dublin fog. We set out answer searching on Marlborough Street.
What we found changed my mind about the sector. It involved credit centers offering fast cash and precious items, with a simple interest rate of 2% per month (€4 per €200).
So… Looking for a secret bargain in the city? I have spent months going about the best agents, talking to owners over cups of tea in warm, tucked-away rooms. I’ve uncovered fabulous places for cash where you might pick up a precious vintage ring or two, much like what you’d discover while browsing Vintage shop Dublin. Read on to discover where treasures lie.
- Get cash for your gold today.
- Find luxury brands for half price.
- See how the simple process works.
You deserve a fair deal; Dublin’s 20-30 family-run shops, vaults full of stories, await. Ready for my favorites? Let’s start the hunt for your next find!
Top Areas to Find Pawn Shops in Dublin City
I have walked every street to find them. I looked from Capel Street to the quiet alleys of Smithfield. These alleys ring with the rich Irish past. The majority of the best shops are found in the city centers. These shops have been around for many decades now. The Northside predominates with character from the past. Each and every shop has an incredibly hospitable door.
1. Carthy Jewellers & Pawnbrokers: The Family Pillar
The first shop I visited was Carthy’s on Marlborough Street. They have been there since 1954 in Dublin. When I entered the shop, I met Pat and Graham. They make you feel as if you are family. I even noticed they have tea available when they value items. They handle everything with extremely gentle hands.
One of the customers told me a very great story. They restored a vintage watch very quickly. No other shops could repair it, according to the customers. Pat looked for special pieces to make it work. They have a rating of 4.6 on Google search.
People recommend them a lot for loaning jewelry. They handled a grand ring like it was a treasure. This is definitely the one to choose to repair in the city. They revive old loves.
2. Kearns Jewellers: The TikTok Treasure Trove
Afterwards, I went to Queen Street in the Smithfield area. This shop is very popular on TikTok at the moment. This shop is a dream come true for all lovers of antique gold jewelry. I found amazing rings at a cost of no more than €400 each. Each piece was full of stories inscribed in scratches on it. Pat is a local legend in his own right.
He refinished a signet ring free of charge one time. He engraved it himself while providing updates by phone. He is as friendly to everyone as an old buddy. It is the place to be for used purchases. One can search for a Rolex or a silver treasure. Everything glows like new in their light.
3. Brereton John / Capel Pawnbrokers: Historic Reliability
Next, I went to the famous Capel Street. Brereton’s has been operating since the year 1916. The windows display very bright diamonds. They reflect light in a very beautiful manner. They attract you as magnets.
I dealt with Michelle, who is at the counter. She handles each client, I must say, like actual royalty. Nothing urgent, just warm hugs. People on forums love them for being reliable with engagement rings. You can definitely feel safe in this store. They have a melt value of 40% for 18k gold. Their valuation process involves the famous 4Cs formula.
4. Cash Converters: The Tech Specialists
I also checked the Cash Converters that are locally available. They have various branches situated around the city center. They are an excellent option if you need instant cash. They are ideal for a busy night on Friday. They are professional in all their transactions.
They specialise in purchasing PS5 consoles and new iPhones. They offer a loan of €200 for an iPhone purchase. Not as personalized as family-owned shops. Nevertheless, it can be trusted for quick tech bargains. Citizens visit for gaming and laptops. They appreciate their hassle-free service for all clients.
How Pawnbroking Works in Ireland: A Step-by-Step Guide
It’s easier than taking out a bank loan. It often takes as little as ten minutes. You can have a friendly chat until it’s ready. You bring something in to cover the security of it. The staff refer to this item as your “collateral” on the loan. That would mean gold, watches, or even guitars.
The Lending Process: From Valuation to Cash
First, the broker values your item very carefully. They weigh gold and test every diamond. They usually lend 20% to 50% of the value. A €500 chain might get you €250 cash. A 1ct solitaire could get a €1,500 loan.
You get your money at once without any checks. You have to bring a valid photo ID with you. Most of the contracts are for exactly four months. You can repay the loan later. The simple interest is usually approximately 2% every month. That means only €16 interest for €200.
Regulations and Consumer Protection
All Dublin pawn shops must be licensed. They follow the Central Bank of Ireland rules. This protects you from any unfair charges. There is a €20 max service fee. Your items are stored in high-security vaults. They are also fully insured at all times. Look for a regulated broker for peace, and remember that verification checks often involve cooperation with Garda Station Dublin. You get a 12-month grace period before auctions. There is never a hit to your credit.
What You Can Pawn or Sell in Dublin Shops?
Dublin brokers will accept many kinds of precious commodities. Gold is the most widely accepted form of investment. Jewelry sold in an 18k setting will reap a customer 40% to 45% melt value. It helps if you bring your cables for tech purchases. Early planning will help.
Gold, Jewellery, and Luxury Watches
The gold rates are extremely high now in Dublin. The rate of pure gold, that is 24-karat gold, is €45 to €55. Jewelry stores are crazy about brands like Rolex and Cartier. One diamond ring can give you a substantial loan. They analyze each stone using loupes. They do everything with a smile on their faces.
Premium Electronics and Technology
You can trade in for cash if you want to upgrade your gaming equipment. Most stores usually look for PS5 consoles and iPhones. Professional cameras command a high demand, too. Do not forget to bring along all chargers with you when selling. It is massive because it consists of bargain hunters. “Everyone’s always looking for the best deals, and they’re not opposed to paying for advice.” The bargains vary from finding antiques to finding neon bars.
High-End Electronics and Tech
You can get cash for your gaming hardware. Mostly, shops are looking for PlayStation 5, iPhones, and cameras. Professionals use cameras, so they are always in demand. Always make sure to have all the charging cables with you when selling. All gadgets are tested at the shop to ensure your safety.
There is a huge group of bargain hunters out there. People just can’t get enough to share their hidden treasures. “Some people find granddad’s heirlooms; others find neon bars,” it was explained to me.
What would you be most likely to buy at a pawn shop?
Vintage Jewelry.
A New Smartphone.
A Designer Bag.
A Musical Instrument.
Have you found a treasure in Dublin? Share a photo of your find now! Tell us the story of your deal. Use the hashtag #DublinPawnFinds to join us! And do follow Dublinz Facebook and Dublinz Instagram for more!
Frequently Asked Questions (FAQs)
What are the specializations of CHI hospitals in Dublin?
CHI Crumlin is a lead centre for cardiac surgery and oncology, with heart transplantation. Temple Street is a centre of excellence in neurosurgery and medicine for rare disorders. Tallaght has an ongoing commitment to South Dublin outpatients and urgent care. Connolly has a strategic focus on minor injuries through its Urgent Care Centre.
When will the New Children’s Hospital at St. James’s open?
Building work should be completed by June 2026. The first patients will arrive around spring 2027. Service moves will begin with heart and cancer care from Crumlin first. Full moves should be finished by 2029.
What counts as a pediatric emergency for a Dublin ED?
For life-threatening conditions, one should go to either Crumlin, Temple Street, or Tallaght. These include difficulty breathing, severe allergic reactions, and seizures. Unconsciousness and major trauma require a full ED visit. Connolly and Tallaght handle minor sprains and minor burns.
Where to park and how to get to CHI sites?
Crumlin- 500 spaces, which are usually full by 10 am. Temple Street has very limited parking; use the city tram. Tallaght connects via the Red Line and has 800 spots. Connolly is near the Green Line with free parking.
What family supports exist, like Ronald McDonald House?
The Ronald McDonald House near Crumlin sleeps 20 families nightly for free; this is for the families who have to travel a long distance. Play therapy teams run daily sessions with certificates and toys. Social workers also aid more than 2,000 families every year.
A Practical Resource for Dubliners
Pawn shops are amazing financial resources. Their uses include rainy-day repairs and dream purchases. The pawn shop provides instant cash and incredible bargains. The greatest advantage is that they have amazing people. Michelle and Pat have valuation conversations. Michelle and Pat make even the simplest exchanges into fantastic adventures.
If you are in need of a loan, go to one. Just never forget to bring your ID along. The next big treasure is just waiting for you. Searching for a valuation or a bargain today? Head on over to one of Dublin’s pawnbrokers.